Miss a deadline and even a strong case can be lost. These general timelines have exceptions; always consult counsel immediately—especially if a government entity or medical provider is involved.
Michigan Deadlines (General)
- Auto negligence & general PI: typically 3 years.
- No‑Fault PIP: claim application within 1 year; each expense must be claimed within 1 year.
- Medical malpractice: NOI and Affidavit of Merit requirements with specialized accrual and tolling.
- Government claims/road defects: very short notice—act fast.
Wisconsin Deadlines (General)
- Personal injury: generally 3 years.
- Wrongful death: often 3 years.
- Government claims: strict notice rules; missing them can bar recovery regardless of merit.
Federal Tort Claims Act (VA/US Clinics)
- Administrative claim (SF‑95) due within 2 years.
- After denial/inactivity, windows apply for filing in federal court.
- Attorney‑fee caps and federal procedural differences apply.
Why Early Action Helps
We lock down evidence, interview witnesses, obtain surveillance and maintenance records, and order complete medical files. Early action avoids “technical wins” by insurers while boosting settlement value.
